.svc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));grid-gap:24px;gap:24px;margin-top:48px}.svc-card{background:var(--surface-2);border:1px solid var(--border);border-radius:var(--radius-lg);padding:36px 30px;transition:var(--transition)}.svc-card:hover{transform:translateY(-3px);border-color:rgba(196,132,45,.3);box-shadow:var(--shadow-md)}.svc-icon{width:54px;height:54px;border-radius:14px;background:rgba(196,132,45,.12);color:var(--accent);display:flex;align-items:center;justify-content:center;margin-bottom:22px}.svc-card h3{font-family:var(--font-display);font-size:1.35rem;color:#fff;margin-bottom:12px}.svc-card p{color:var(--text-dim);font-size:.94rem;line-height:1.7;margin-bottom:14px}.svc-card .svc-detail{display:flex;flex-direction:column;gap:8px;border-top:1px solid var(--border);padding-top:16px;margin-top:14px}.svc-card .svc-detail span{display:flex;align-items:center;gap:8px;color:rgba(255,255,255,.7);font-size:.84rem}.svc-card .svc-detail span:before{content:"";width:6px;height:6px;border-radius:50%;background:var(--accent);flex-shrink:0}.policy-note{background:var(--surface-2);border:1px solid var(--border);border-radius:var(--radius-lg);padding:32px;margin-top:60px}.policy-note h4{font-family:var(--font-display);color:#fff;font-size:1.2rem;margin-bottom:10px}.policy-note p{color:var(--text-dim);font-size:.92rem;line-height:1.75}@media(max-width:600px){.process-grid,.service-area-card{grid-template-columns:1fr!important}}